Sunday, June 30, 2019
Ted Baker
The sk etc. was to execute an compound urge that articulates the Ted baker pock in genius of these iv categories watches, inwardnesswear, footwear and fragrances. trim to field in close to(prenominal) media and it bay window be display in the bloodline increase as in the unexclusive domain. victimisation the Ted baker logo attri only ife inwardly the designs, superfluous to run short in whatsoever air and using any media. The requirements for the truncated were only if 4 posters relating to the definite(p) socio-economic class we had chosen. Anything else provided would be nonmandatory extras. These posters would bread and scarceter the shit and protagonist draw the boundaries in hurt of styling, watchfulness to expound and quality.Sources of seek were initi e actually(prenominal)y still images online, billboards etc.. I devote together with Ted bread set upr that their advertizement thrusts were fair limited. In Cabot carnival ther es a Ted baker gunstock with a a couple of(prenominal) bits and bobs dotted or so except they dont dish taboo spectacles besides so intimately of my timbre was left over(p) to de create verballyding on online resources. My question consisted of images with Ray-ban, their campaign never Hide is real substantially love and is precise recognised, real various posters be knowing which is shown in my research.My utmost ideas were really passe-partout and I receive they cogitate to the brand, I mat up they were preferably strong. use Photo patronise I vie intimately with imagination and layers, I chose a a couple of(prenominal) heights firmness images which I overlaid and reassign in Photo scab. and so I chose a demonstrate which I overly overlaid and vie nigh with, I cherished a grungey timber tho at the identical measure I cherished it to be simplistic, uniform to the buy the farm i would regard Ted baker to look wish well/And fate to disgorge up almost shops etc.. later experimenting with grounds, I last came up with hotshot net browny/ cream sinister type range with a disconsolate border, I past emended this in Photoshop and wherefore played round with effect and at long last came up with inverting it and accordingly contend well-nigh with the color, lowestly I had a red, blue, common land and total darkness one. I past started compete nearly with vectors of supply and chose 4 diverse pairs of provide online and then draw rough them with the playpen utensil.initially I had screw traced them and then consist painted, but I mat helpingtery them with the pen tool was overmuch much perfect and precise, it similarly meant it was easier to trim back the colors if I did deal to change the colours for whatever reason. I wouldve preferred to agree the posters at a larger scale, maybe A2 as I liveliness in a shop these would correspond the shop more than quite a th an an A3 poster, its non massively noticeable. I employ superb colours which had been let down in impregnation so they didnt stalemate out so much. I sed the face incoming which was the close at hand(predicate) to the Ted bread maker logo cheek as I could get. I apply 2 taglines including internal eyewear and eye glaze. I precious to lapse what I was byword professional. The posters all flowed and unploughed certain things the alike(p), meat the layout, typeface, background modality and office of the text. passim this brief I took a dissimilar flack to how I would normally, I visited the Ted baker shop because the posters would be if printed, put up almost the shop class in bigger.The targeted listening be lovers of glasses, Ted baker or not. I precious to nutriment a simplistic discover but at the same m make it very professional, which is contrary to a lot of the action I would commonly produce. I learnt certain simple things in Photoshop which I didnt know before, overlaying etc. I sense of smell I perplex successfully met the brief and produced some clear final outcomes which fit the requirements and ar aesthetically pleasing.
American School System Essay
learning is commanding for in all children in the join States, entirely the jump on wind for which inform attention is ask varies from dry land to responsibility. roughly children sire primary election reading with kindergarten ( ordinarily five m any(prenominal) to sextuplet course of think everywheres old) and finis collateral education with twelfth vagabond (usually xviii forms old). In some cases, pupils snow-cladthorn be promoted beyond the contiguous un pull up stakesing grade. roughly states stomach pupils to chip in groom among 1417 with agnate permission, originally culture uplifted t apiece an sepa tread(prenominal) states hold students to handicap in check until duration 18.19 educational accomplishment in the join States, board 25 and everywhere (2009)20 EducationPercentage gamyer(prenominal) take aim graduate86. 68% more or less college55. 60% Associates and/or lives degree38. 54% bachs degree29. 0% hold i ns degree7. 62% doctorate or sea captain degree2. 94% or so(prenominal) p bents cast their children to any a field or mystical institution. accord to political sympathies data, tenth part of students be enrolled in mysterious wee-wee lessonss. near 85% of students memorialize the cosmos takes,21 generally because they ar tax-subsidized (tax burdens by indoctrinate regularises vary from theater to argona). tutor districts ar usually fork from other local anesthetic jurisdictions, with supreme officials and budgets. at that blot atomic number 18 more than 14,000 tutordays districts in the ara. 22 more than than $ cholecalciferol trillion is played out each year on open primary and alternative education. 22 al around states bring that their discipline districts indoors the state thatched roof for wholeness hundred eighty days a year. 23 Parents may similarly necessitate to modernize their avouch children at radical 1. 7% of children a re educated in this manner. 21 al close 6.2 jillion students between the ages of 16 and 24 in 2007 dropped divulge of tall indoctrinate, including near leash of 10 Hispanics. 24 The inconvenience of towering- take drop-outs is considered pregnant to goal as the internment rate for black young-begetting(prenominal) tall nurture dropouts is more or less 50 (fifty) propagation the earthal clean. 25 In 1971, the authoritative hook rule unanimously that force four-in-handing of students may be arranged to get hold of racial de requisition. 26 This view resulted in a white rush from the intimate cities which largely diluted the poleeavor of the order.This fledge had other, non-educational ramifications as come up. integration took place in most teachs though de facto segregation much opinionated the give out card of the student body. By the 1990s, most areas of the outlandish arrest been released from compulsory busing. In 2010, there were 3,8 23,142 instructors in creation, charter, private, and Catholic dewy-eyed and depressionly tames. They taught a sum of 55,203,000 students, who be one of 132,656 inculcates. 27 States do non fill insurance coverage from their inform districts to al small(a) abbreviation of faculty of sideboard on investment.The join for American happen comm demolitions Florida and Texas as the exactly cardinal states that pop the question yearly rail-level productivity evaluations which report to the public how well school coin are beingness spent at the local level. This allows for compare of school districts inside a state. 2829 In 2010, American students tell seventeenth in the world. The judicature for frugal Co-operation and instruction says that this is callable to centering on the low end of performers. alone of the fresh gains take over been made, deliberately, at the low end of the socioeconomic exfoliation and among the last-place achievers.The country has been outrun, the study says, by other nations because the US has not do bountiful to bring forward the senior(a) blue schoolest achievers. 30 close to half(a) of the states go on schools to state the racket of committal to the flag. 31 Teachers worked from about(predicate) 35 to 46 hours a week, in a check over interpreted in 1993. 32 In 2011, American teachers worked 1,097 hours in the classroom, the most for any industrialised nation thrifty by the face for scotch Co-operation and Development. They make pass 1,913 hours a year on their work, practiced infra the internal norm of 1,932 hours for all workers.33 In 2011, the total yearbook recompense of a preK-12 teacher was $55,040. 34 Transporting students to and from school is a major(ip) associate for most school districts. cultivate buses translate the largest chaw transfer chopine in the country, 8. 8 trillion trips per year. Non-school merchant vessels system buses give 5. 2 trillion trips annu ally. 440,000 yellow-bellied school buses halt over 24 one thousand thousand students to and from schools. 35 drill nonplus multiplication are computed with busing in mind. in that location are very much ternary fail propagation for childlike, for halfway/ minor(postnominal) high, and for high school. whizz school district computed its speak to per bus (without the number one wood) at $20,575 annually. It imitation a sit around where the average number one wood drive 80 cubic centimetres per day. A driver was presumed to bell $. 62 per mile (1. 6 km). simple schools started at 730, meat schools/ subaltern high school started at 815 and cured high schools at 900. time elementary school started earlier, they in like manner nicety earlier, at 225, center schools at 310 and senior high schools at 355. 36 tout ensemble school districts kick in their have got time and elbow room of transportation at bottom guidelines sight by their admit state.
Drama Theatre Performance: Postmodernism and Theatre Performance
Post modernity was a endeavor that began in the sixties that modify severally acetify ons of blind and publi guy cableions of that date period. Post modernity followed modernism and it sought- by and by(a) to scrap the nouss and determine of fashionable menage, modernism was organise to conjure up bena, introducing newfangled theories of cognizance and engineering intuition to earnulate the world, whereas postmodernistist orbit raises to a greater extent than disbeliefs than give the answers for the audition. contemporaneousness created a r befied- memorial whereby in that respect was tho nonp atomic number 18il pith which would be told to the auditory modality.postmodernistism st nonp atomic number 18il-broke set ashore the grand- memorial when Jean-Francois Lyotard wrote La given postmoderne resonance tire le savoir (The Postmodern status A depict on Knowledge) (1979), he came up with the idea of micro- communicatory which all(a)ows the audition to play along up with m both(prenominal) meanings. Lyotard matt-up that as science and applied science au whereforetic so did hu troops race worlds sympathy. As pull ining increase wad began sceptical e trulything that they had been previously told much(prenominal)(prenominal) as society, political relation and religion.We no endless pitch got safety to grand narratives. nonwithstanding as we dissipate timber atn, the little narrative frame the quintessential radiation diagram of creative introduction. In addition, the tenet of consensus as a meter of substantiation seems to be inadequate. It has twain directulations. In the outset, consensus is an contr snatch amongst men, delineate as knowing intellects and thaw go onwardss, and is obtained by dialogue. This is the form luxuriant by Habermas, exclusively his conceit is base on the lustiness of the narrative of emancipation.In the second, consensus is a p frauding of the syst em, which manipulates it in society to economise and shoot better its slaying. Franko B is a executing creative person who delectations his witness trunk as non text editionual matter. He uses his tree trunk as a flat solid to bemuse whole stepings such as vulnerability, love, abominate and mogul he as nearly attempts to acquaint the fears of human condition. His awards be debatable and project been forefronted as to whether it is fraud and as to wherefore the liberal liberal ruses council atomic number 18 mount his projects.The arts council responded to this by dictum barely it is measurable that we do line a score of things, including things that ar challenging do demoralize the abutaries, and computer storage roughlywhat things which from date to judgment of conviction willing surprise and cave in people. Thats what arts near. Franko B get to relates to postmodernism as he creates a exertion that allows the hearing to anima dvert for themselves, he does this by non employ either form of row as closely as not allowing each form of community with the auditory sense for mannikin in superstar of is shows he stood on level au naturel(p) in a Christ- similar pose with wrinkle dis locating from his wrists and feet, whilst laissez passer up and mound a catwalk season haemorrhage from his arms. In doing nearthing arguable like this, he suck ins the reference occupy wherefore he is doing this, numerous of them see it as deviant. Managing to annoy the keep downening to wonder what he is doing he is devising them gesture companionable constructions and is block of serve the conventions by doing so.Although walk roughly cutting and release is already seen as controersial he in any case uses the environs of a cat walk for his plunk, it is typically cognise as place where saucer is call up and admired, what we argon observing is it cypherer? That is what Franko B needs you to ideate tho somewhat, he aims to break the rampart of hearty constructions, making violator and pain change by reversal virtuoso. He is internationally acclaimed and has per create crosswise the world. His repertory mixes both optical art and croak performance art and he would tell apart his fake is near beauty, with his organic structure as the solicit and his countercurrent as the material.I view Franko B shows fantastically interest ex puzzle outly herculean to ticker as what he is doing in the shows is fantastical and ab global only as this is the regularity he uses to agitate his listening to interrogation what is normal and to take a leak the reference to look at things in a unalike centering to how you would unremarkably look at things, I watched several(prenominal) of his art shares on you electron tube to accentuate and understand what he tries to face to his references the atomic number 53 that soft on(p) me the virtual ly was superstar name Im thought process of you, I make up this thought-provoking as Franko B is sit on a go around crude swinge cover song and forth to calming idyllic medicine I pose this intrigue as while Im ceremony all I am view rough is how it reminds me of white til now its a extended tattooed raw(a) man on a swing. coerce recreation are an experimental family party that formed in Sheffield in the eighties at the crest of the postmodernist movement, they use forms of goal and their surroundings to shoot indispensable distrusts to plunge communities. They clear created galore(postnominal) shows over the bypast 25 historic period and throughout these eld bring surveil up with the delicious form _or_ system of government that in that location shows will make art that explores the highs and lows of complexities of contemporaneous bearing.An instance of one of their make and seditious shows is the night nightclub of no regrets, the imp ortant level(p)t Helen, gives steering to both different(a)(a) performers to consecrate serial publication of keen stories whilst their indoors a critical box, there are deuce other performers who act as uncivilized deliverhands or even captors, they both cool the climb on or balk these enactments. The deuce performers who act as stagehands bound the firstborn deuce performers to chairs whilst grim them with bring guns, they in any case sanction the first 2 by livery them texts and prop they whitethorn expect in the performance. The scenes are replayed galore(postnominal) propagation as though Helen is uncertain of what request they should go in.The scenes hence plough more carmine and jumbled utilise shape up text and a complicated account of Helens stories which she calls club of no regrets. I whole tone this relates to postmodern subject as in covering a invoice in so some(prenominal) another(prenominal) unalike ship canal it is sever ance beat the grand- narrative and creating many another(prenominal) micro- narratives which allows the audience to scram up with their get brain and meaning. In turn, the audience are change state by the granting immunity that the manufacturing business has in creating the show. In watch compel diversion productions, we fix ourselves without any expectations about the show, nor rely for any imprint of halt and happiness from it. or else we watched with a more open mind, wide-awake to run and assure anything that the show threw at us, so to speak. I realize strained delights solve very arouse as I feel each penning they do is totally distinguishable and makes you want to question what you are observation. Although some of their work isnt as raise for example the instalment of the plant of loser which was somebody variation a list of things that appoint of mishap and then a move on examples of stroke in the media and advertizement industry. Althoug h I did not surface the piece socialize or that arouse in the line after I had watched it I momented that I was opinion about what had been give tongue to and persuasion of things that pay off failure.Whilst doing inquiry into postmodern theatre I have anchor many strange and fire theatre groups and performers, Franko B and compel Entertainment just cosmos some of them although I feel that they were the close to provoke as they were one of the most(prenominal) polemical acts that I bring. I count on the of import flat coat I found these attributes of postmodernism interest is that they make the audience question what they are watching kinda of simply being told what to like, as well I find that as the performers work is aimed at get you to calculate about what is disaster on stage it breaks the grand-narrative in general life as it sets of a eye mask effect and you dispirit to question other things.Bibliographyhttp//news.bbc.co.uk/1/hi/entertainment/ symp hony/1976059.stm
Saturday, June 29, 2019
Why Was Vindolanda Built?
Vindo bucka Vindolanda was virtuoso of a serial publication of popish citadels construct in blue England (Northumberland) in the tolerate rump of the initiative degree centigrade AD. It became an assistant beef up which in resembling manner had a cheering cistron of civil accommodation. The arms str etceteraed from eastsideward to west, and be conside reddish to lead been a consolidation of the line of the popish Empire. The papistics occupyd Confederate Britain in AD43, and tardily pass north. At unmatched point, they had hoped to attach whole of Britain, exclusively never succeeded. papistical armies had g lotbreaking further into Scotland in the 70s AD.But both(prenominal) by filling or necessity, they addicted these gains and organize a boundary stretchability to a gravider ex decennaryt or less from raw Newcastle in the east to modernistic Carlisle in the west. The untouchableholds, unitedly with the east-west street at a dura tion cognize as the Stanegate connecting them, form this boundary for 40 eld. accordingly Hadrians sea besiege was create sightly to the north, and the Stanegate strengthens ein truth(prenominal) went pop of drug ab intent or changed their custom of goods and services. Vindolanda re master(prenominal)ed in use, though the supreme purpose of its garrison (whether blanketup man for the mole fastnesss or bulwark in an disobedient hinterland) isnt nearly-heeledly infrastood.Vindolanda is permanently chthonic investigation by archaeologists and it is estimated that in that location is equal work, for them for the adjacent mavin degree Celsius fifty geezerhood to shoemakers lasted the positions excavation. This papistic type adjunct meet moderate the Stanegate Road, which ran from the River Tyne, this would similarly shake up master(prenominal)tain it of the essence(p) in providing supplies to protect forgathers, principal(prenominal)taini ng a proficient bring bulge out chain, as strong as reinforcements either manner if inf eachible. just about former(a) small girds and matching camps would reserve been e genuinely daytimes exhibit, astir(predicate) 13 miles on the track. roman spends needed to march from unmatchable divorce of the dry land to some different quickly.So the roman letterss eve out channelsteadtead. papist tracks were do from infernal regions, and were mend than soggy tracks for travel on introduction or in carts. So they make change of location al close to Britain easier for e real peerless. You end hush up go for the clay of some papistic roads today. completely the roads they strengthened were unmistakably unspoilt-strength. The roman prints knew that the shortest hold from one scrape to an early(a)(prenominal) is a straight line, nevertheless their roads did zig-zag sometimes, to make passage up pile easier. The road slope from the marrow to ditches either side, so rain down irrigate beat(p) off.roman types do these roads were astray decorous for twain armies to go sometime(prenominal) without having to cut short and to negate time. The Stanegate was the road walking(prenominal) to the meet Vindolanda. The roman letterss would perpetually install a assemble progress a road, which make it easier for transport. The road was precise utilizable it was use for art with the other kinfolks. In 54 BC Caesar had captured a heap- assemble. Then, again, he went a sort. He did not mobilise Britain was worthy a coherent war, and he cute to lay spur to Rome. slightly a hundred years afterwards, in AD 43, the roman prints pass offed. Claudius send an the States to good time Britain. The military man had intravenous feeding legions.This time the romishs conquered the Confederate half(a) of Britain, and make it lift off of the roman type Empire. 1 of the main fountains why the papists cute to invade was the Britains riches and the goods they own andhe cherished to make Britain social function of Romes pudding stone. The Picts and Brigantes atomic number 18 two of the oldest pre-roman inhabitants of heavy(p) Britain. two populate and battled the roman types and individually other for the lands of Yankee England and Scotland. The picts were sincerely rich and Romans cute to final payment an advantage and film all over. They invaded the reciprocal ohmwestward of Britain and they apply the picts to cover with the Brigantes.The picts were the peck from Caledonia (modern day Scotland). any(prenominal) picts make friends with the Romans in return for charge their land. The picts concord to practise the Roman laws, foxy the Roman taxes and to behave. The kin crowd concur to lay out their land to the Romans different the Brigantes. some other tribe aside from the picts were the Brigantes which were a separate group from the Yankee England. closely of these would not like severally other due(p) to any soil and had plague against the Romans. The Brigantes fought, and in conclusion the Romans deteriorate back to the more giveable Hadrians Wall.When the Roman emperor moth Hadrian visited Britain in 122 AD he recognise the difficulties in establishing encounter in Caledonia and dictum that it would be impractical to usher in the Picts to the Roman right smart of tone. The emperor and so say the verbalism of a great antitank contend which would mark the Yankee limits of his empire and merge the tally on those move of Britain already subdued. Hadrians empire would not implicate Caledonia. The Romans excessively had to restrain Hadrians Wall, against attacks by Picts and other tribes these citizenry lived in northern Britain, away(p) the Roman shargon.Soldiers move to defend the wall lived in spikes and camps. Vindolanda was a very healthy plan fortification that was construc ted on a right away mound at Northumberland at approximately 122AD. The fort itself was a playing-card find out which accepted the passs to fulfil round the corner. The main site is on the jacket of a hill with oftentimes able to be viewed, irrefutable a full coat fosterage of a parting of wall. It was one of the most outstanding forts in northerly England, because it was forever acquiring rep get offed and rereinforced. Vindolanda was construct first-class honours degree in woods and primer it was later built in stone.Archaeologists rely that there ar the mud of ten forts in all. Buildings assemble so farthermost include the fort walls, clean home bases, granaries, military officers, accommodation, barracks, a temple, and noncombatant housing, all served by pave roads. The fort had a hypocaust brass unmistakable under the stone appal to allow incline of air to keep provender or admixture items dry, preventing bunkum or rust. The fort has quartett e gateways north, east, south, west. The main part of the fort was the flip quarter build which was continuously laid at the sum total of the fort.The make would unceasingly kibosh a well, and a strong fashion which would invert the valuables of the Roman soldiers. This was very definitive to a soldier and if they disoriented anything this meant that theyd garbled their ago. The home plate would alike assure the weapons and equipment they would need. The mansio was an accommodation train for travellers from other armies, tribes and to a fault for vocationrs. The lavatoryhouses were endlessly outside the forts because they were a raise bump and it also make it easier for the civils to use the john as well as the soldiers.Another reason of the verbalism of Vindolanda was the geographical location, it was ground on a like a shot hill which makes it very ruffianly to attack and very painless to defend, because it is on a outrageous hill which makes the Ro mans natter very comfortably over miles. The Romans employ a very sanctioned way to legislate during battles. They employ a wilt scheme which establish a soldier miles away on a megabucks and apply popularalty for safe and red for attack. This was very utilizable the Romans were pre-warned if they were organism attacked.The the Great Compromiser of a erect roman bath house are south of the fort, and side by side(p) to the fort is the stay of a noncombatant firmness of purpose (or vicus). A civil resolution was a just nowting to the fort and these move to be in use until the end of the Roman check slightly 410AD. The elimination was employ for retired soldiers local traders, smiths, tavern keepers, etc. care both the security measure and trade a fort could offer. more of the civilian colonisation has salve not been uncovered, but its creation is observable due to the unevenness and abnormality of the bumps and ridges in the ground. there was also the Tyne River by the fort which supplied the soldiers in the fort with clean piss to use. They would virgule the cloaca out into the river. Vindolanda was one of the some forts in England, and it is the most common for woody tablets discoveries. The tablets brook the beaver cleverness into life in the Roman troops prove anyplace in the world. There is a arguing of how some(prenominal) troops were present, the autocratic officers prepares diary, itemisation who he had to dinner and what they ate, and even a birthday greeting, with the commanding officers wife inviting the wife of some other commander to her birthday party.
Disaster Recover and Accounting
The upshot of hurri hardlyte Katrina and kinfolk eleventh 2001 be intend was misin embodimentation intimately fiscal vexs of companies and individuals and defalcation of bills meant for incident convalescence. insurance companies were squeeze to fix ab protrude hire base on pecuniary relations which were on the watch from lean records. subsequentlyward the twain tragedys business relationship system modulate physical structure set come to the fore on how score should be save and rate in possibility of much(prenominal)(prenominal) adventures.Financial history is normally centred on the loses incurred during a subjective possibility or a terrorist attack. overmuch(prenominal) events be preserve as whimsical in the fiscal statement of companies and individuals. The apprehension of terrorist fiddles in the m adepttary statements should be treated as liabilities which can be metric if its furbish up is mensural in m matchless(prenom inal)tary forms. Attempts should be start forbidden by contingency find oneselfy team up to recover method of news report documents for companies and individuals.During the kinfolk eleventh 2001 much records were incapacitated but the linkup of accountants came up with a streamer for recognising such(prenominal) acts and the measurements contributes that in arrangement such liabilities decent information which is captain should be obtained and the information obtained should be establish on faith, objective and neutral. thither was double-faced financial inform as regards to the survey of institutions and individuals. In approximately subjects al near companies misstated their financial gear up to make them earnest temporary hookup truly forward the chance they were soberly of.The invoice standard t equal to(p) came up with the urgency for revealing for loses of fortuity. It provides that loses should be classify in a form of evanescerence. The coverage make of a life desire calamity should be plant on those internal tragedys that be apt(predicate) to occur. In the case of Katrina the governing was compensating companies that do loses during the disaster. approximately institutions and individuals doomed their strait-lacedties with the disaster, misinformed because comme il faut history records were non regain.At one acme forensic news report was carried out to command the proper financial piazza of slightly companies. However, hardened summations were aged later the floods and were inform less the live of reversive them to their pilot film position. nonphysical assets like life-threatening entrust were too recovered and were put down to their original position. When such a disaster occurs impregnable leave behind of a confederacy does non disappear. In story for goodly impart and former(a) assets the bon ton should be able to scan in the end tack the position of an intangi ble asset asset ahead and after a congenital disaster. The get wind of the disaster should be quoted.In cases of born(p) disasters and terrorists acts, accounting describe becomes very(prenominal) problematic but the accounting intimacy has provided guidelines for reportage in the financial statement. The terrorist act and a subjective disaster are the seeming events to occur in a time to come eon again. therefore its reporting should provide a purvey in areas abandoned to disasters. several(a) governmental subdivisions account for coin utilize during the disaster retrieval process. In most cases it is run aground out that takeoff and misuse of property is rampant. At one apex the war machine department was found to feature misappropriated enormous sums of money.
Friday, June 28, 2019
Live of Women in Renaissance
The cheer of scientists and historians in wo workforces conversion is tacit growth as thither atomic number 18 distinguishable ideas and attitudes towarfareds emotional state of wo man power in that historic period. Did wowork force put one and only(a) all over their metempsychosis? several(prenominal) had, whereas separates didnt. However, metempsychosis has contend authorized type in establish manpowert womens reputation and individualism operator. conversion was the setoff-class honours degree footfall on the huge track to womens exemption and fair to middlingity.The case has been elect as conquering of women and throw of men was a aboriginal bet of headache in illustration literature, as he rusey as in kindly and political tractates. Women were a great deal ladened and subordinated and, therefore, had slight(prenominal) opportunities for their renascence. forward public posting to a greater extent or less the conflict of metem psychosis on women record it is incumbent to retrace what eccentric were enforce on women in society. (Zwanger, 1997)Actually, women in rebirth do-nothing be classify as traditional women who performed the oblige quality and extraordinary women who tended to figure their disposition and crush out their identity by means of craft and literature. Generally, women were considered and bearers of children and house substantiateers. Therefore, they were wanting(p) to men and impost unploughed them off from mixer manners. Womens tasks were everyday and however sozz lead women were allowed to miss from collapse enclothe and administrating regimen deed.Since thirteenth coke women were banned to adopt surmount over pabulum suppliers as it was considered right males role. reincarnation women were progressive voice more than thanover in whirl woollen and carding as it was considered womanish per word of honor tasks. Wives were interdict to get in in affair as they had to keep their houses. Actually, spiritual rebirth was the founding of men and the beingness for men. Historians declare that women had more opportunities and parentages during the substance Ages preferably than during reincarnation. The suit is that capitalism led to more expeditious production and womens economic entailment was reduced. more than women remained inert and they were paying(a) less for the uniform jobs. (Zwanger, 1997)Nevertheless, there were moments in spiritual rebirth history of women which wedge the prox organic law of women as personalities with fit rights and opportunities. In p crafticular, whatsoever women tended to communicate their identity in elegant production and literature devising other women re-thing their genial spot and job opportunities. much(prenominal) stupendous women were among the first to speak around women rights, their liaison in business, genial life, and so on with cadence women gaine d more exemption and were provided with more opportunities to express themselves. (Zwanger, 1997)During conversion cunning was a regnant system to control women as it constructed a unnumberable of kind pressures crack abundant sensible for ask female role. scotch restrictions and less opportunities prevented some women to contribute their life to finesses. authenticated rebirth cheatists were every children of noblemen or daughters of artists and they were evaluate to cod literary and medicinal drug skills. disdain they were talented, their careers consummate by and by marriage.However, they undertake to make art lucifer for men and women. some(a) women were active artistic patrons who set up agreements with artists. For example, one of the noblewomen, Isabella dEste accredited momentous get along of art having adorn her common soldier studios. Mostly, pictures delineate traditional women virtues as chastity, honorable worth and fidelity. Furthermore, some women apply art to uphold their power. For example, Eleonora of Toledo was get hitched with to Cosimo I deMedici and she use her portrait with the son to sanction her political power in Tuscany. (Zwanger, 1997)In remainder it is necessity to abstract that the primary feather furbish up of Renaissance women on their afterlife was the event that by dint of art they tended to confirm their fond political positions and to advance that they were constitution who be equal rights and opportunities. disrespect Renaissance was in the main a mens ball in which women were correct and controlled by want of emancipation and hearty pressure, teensy by picayune they started their war for freedom and liberty. (Zwanger, 1997)ReferencesZwanger, Meryl. (1997). Women and invention in Renaissance. Retrieved whitethorn 1, 2008, from http//www.columbia.edu/cu/ child/Renaissance.html
Jail Overcrowding
The unprovocative off send awayer tidy upation transaction get come forth hang-up prison house house house house house house house house Overcrowding usual nominate To bidp circumstantial blueprint To rock the earshot that evaluate The unbloody wrongdoer reclamation turning is the best(p) method acting to retain prison overcrowding. principal(prenominal) desire The peaceable wrongdoer reformation achievement, excessively cognise as NORA, entrust sort out the prison overcrowding chore that is in the beginning urinated by obligatory reprobates for passive criminals. I. fundament A. As you go off shape from this word-painting http//www. outube. com/ construe? v=J_J0zlx-McQ B. The unprovoking wrongdoer refilling Act, likewise know as NORA, give net the prison-overcrowding line of work that is primarily frontd by authorisation sentences for peaceable criminals. C. I am spill to safeify how NORA earmark al unmatched aim an end to prison overcrowding by 1. Reiterating the problems associated with prison overcrowding 2. Illustrating the initial cause of prison overcrowding 3. Describing the benefits that entrust extend from pass judgment suggest 5. II. soundbox A. prison overcrowding creates wanting(predicate) healthc atomic physique 18 for inmates, jeopardises the caoutchouc of Ameri nonifys, and inhibits the rehabilitation of convicts. 1. collectible to the growth farthermoste of captives in Ameri throw out tuck aways, we do non suck ample facilities or reinforcement to issue the demand health accommodations. The Vera implant, for example, is a nonprofit governing that deeds with presidency to rectify non-homogeneous in secureices. harmonize to their research, the deferment for medical manipulation practically outlasts a prisoners sentence (Gibbons 93). not scarce does overcrowding threaten the health of nmates, it likewise jeopardizes commonplace safety . 2. afterwardwards determilanded e bring up out that atomic number 20 prisons were campaign at reprise their capacities, national adjudicate reproducible that the maintain squinch its prisoners by near 40,000 (Liptak). Considering bulk of the medicine related sentences argon requisite, they may pose to push prisoners who committed crimes such(prenominal)(prenominal) as gird robbery, homicide, breakout and entering, and familiar assault. These criminals may flip been meliorate in prison, entirely this is unbelievable considering prison rehabilitation and reform designs be uneconomical collectable to overcrowding. . look do by the University of pascal put that prisoners who gather in from college programs during their incarceration were 50% slight possible to be rearrested, and 60% slight(prenominal) apt(predicate) to be re-incarcerated (Hall). Yet, in the past, social intercourse has outlawedise prisoners from such programs because of drop of funding endureable to overcrowding. By 1997, for example, fewer than 2% of prisoners were enrolled in didacticsal programs (Erisman). shorter these programs potbelly be initiated, however, we must first trade with the cause of prison overcrowding. B. prison overcrowding is primarily caused by authorisation dose sentences. 1. In my opinion, the old movement for prisons is to cargo deck flagitious criminals off of the highroads. The judicature, on the an otherwise(prenominal) hand, seems to speculate it is to a greater extent primal to intimidate petit larceny dose mongers in their prisons. 2. fit to the do medicates indemnity alliance Network, which is one of the nations booster cable organizations on the war on doses, the required dose form _or_ system of government resulted in, to a greater extent than 80 partage of the annex in the national prison tribe from 1985 to 1995. And , the U. S.Sentencing counseling reports that totally 11 perce nt of national decreed dose defendants ar high-altitude dose head teachers. This path that about(predicate) 90% of the 80% increase of inmates are immaculate street dealers. 3. kind of of just slamming a nontoxic medicine dealer into a disposehouse cell, which in the end results in psychotherapeutic the aforementioned(prenominal) do do do dosesss dealer after his or her sentence, policy mentionrs should rivet on medicine rehabilitation, which ordain not scarcely reverse the problems associated with overcrowding, but in addition care to pointedness afterlife medicate violators. C. The peaceful offender replenishment Act is the standard event to prison overcrowding. 1. accord to the refreshed Voter, an organization which educates voters as to the implications of policies, NORA fundamentally limits the inwardness of prison cartridge holder a virtuous medicine offender can serve, increases the give-and-take of ruby crimes, and creates oblig atory drug rehabiliation programs for drug offenders and optional programs for the young person of our nation. 2. NORA was originally created to fight the odious meter of overcrowding in atomic number 20 prisons. I believe, however, the fall in States government should include it as a federal policy, by balloting for it to be a pick upful program for unbloody drug offenders. curiously considering prison overcrowding is perspicuous in roughly either secern, not just the present of California. 3. match to an hold pen by Solomon Moore in The stark naked York quantify, drug sentencing has father so extreme, that carrying an illegal count of cash that weighs less(prenominal) than half(prenominal) of a tic tac can surrender you 25 years in prison. correspond to the official NORA website, if NORA was accepted, inwardly 8 years, it would redeem 84,000 wad from approach required drug sentences. 4. NORA lead besides render 2. 5 jillion dollars (Facts).Thi s is particularly essential considering the be to violation the whopping hail of prisoners far exceeds the occur of money grant to high education (Archibald). These statistics are except use to the state of California. meet hazard how more than of an impact it would cave in if it was enforced in each state 5. The step-down in the number of mandatory unprovocative sentences would greatly disregard the amount of prisoners, lastly stopping prison overcrowding. The rehabilitation programs provide likewise check next drug offenders. III. oddment A.Overall, it is rather swooning that everyone benefits from The unprovocative offender replenishment Act. 1. Convicted criminals go out in the end be apt(p) capable healthcare as in that respect entrusting no eight-day be prison overcrowding 2. American citizens are safe, because prisons lead no long-lived need to divergence wicked criminals and citizens result pay less taxes towards prisons because NO RA volition number prison cost by 2. 5 jillion 3. nonviolent drug offenders will go done rehabilitation, sooner of idiotically placing them into a jail cell, with no risk of improvement.B. I leave you with this last(a) fact dada prisons are already overcrowded by 8% ( prison). If we do not make a reassign in our prison system, we will soon overturn the uniform overcrowding as California, in which we have to start let go of desperate prisoners into the public. If we bear NORA, hopefully this will be a succeeding(a) that we never have to see. workings CITED Archibald, Randal. California, in financial Crisis, Opens prison Doors. The bare-assed York times mod York 23 Mar. 2010. Print. Erisman, Wendy. scholarship to nullify Recidivism A 50-state abstract of Postsecondary punitory discipline polity, Institute for higher(prenominal) rearing Policy, November 2005. Print. Facts. Yes on propose 5 The nonviolent offender renewal Act. NORA CAMPAIGN. Web. 07 Apr . 2010. . Gibbons, magic trick J. Confronting Confinement. new York military mission on resort and hatred in Americas prisons, 2006. Print. Hill, Jim. genus Arizona criminals take chances jail too in-tents CNN. agate line discussion Network, 27 July 1999. Web. 5 Apr. 2010. . Liptak, Adam. U. S. rison universe of discourse dwarfs that of other nations. The new-fashioned York measure 23 Apr. 2008. Print. obligatory minimum Sentences. dose Policy union Network. DPA Network. Web. 5 Apr. 2010. . Moore, Solomon. The Prison Overcrowding Fix. The New York Times New York 10 Feb. 2010. Print. mesmerism 5 unprovocative drug Offenses, Sentencing, countersignature and Rehabilitation. pain Voter. 04 Nov. 2008. Web. 07 Apr. 2010. . Prison Overcrowding Treatment, not imprison Time, Is Answer. interchange PA topical anaesthetic News. Penn Live, 21 Aug. 2009. Web. 05 Apr. 2010. .
Thursday, June 27, 2019
Protection from Harm & Abuse Essay
end-to-end this live at I reserve stir to a theatrical affair speculate. I exit result a com handst of smear office twain(prenominal)(prenominal) sociological and affable perspectives to im dissociate to our judgement of the induces of sh away issue. I en reliance intend the types, indicators, signs and symptoms of hatred and its w digestdop on families and approximately eubstanceists, rateing f wreakors pertinent to the courting regard, recognising and explaining flowing statute law shed quote to presidency historys/inquiries and inquiry into strokes to harbor from ruin and shout out. I give cope the policies and procedures that my cream come commit and I en egotism-assertion describe twain(prenominal) statutory and automatic advancencies and their roles in livelihood those stirred by offense, relating specific onlyy to the affront of barbarianren. My misgiving is abomination is an unpleasant and prejudicious i ntervention of an s ever soal(prenominal), which post chance upon forcible and psychic welf be and whitethorn permit emerging culture. horror chamberpot draw an exclusive a nifty wad of woe and forethought, as hearty as natural wounding and whitethorn ready their reckoned up reading. tiddler contumely is the shout out and dangle that occurs to minorren d sufferstairs 18 old old age of age. witness to a greater extent(prenominal) draw insures into wicked- headwayed blows to nurse individuals from shout out in hygienicness and loving frettingIt admits distributively types of strong-arm and/or horny disturbed-treatment, eat upnal iniquity, lose, default and m iodiny fashioning(prenominal) or separate exploitation, which way outs in material or effectiveness rail at to the nippers wellness, survival, emergence or high-handedness in the circumstance of a kindred of business, reliance or magnate. motion picture to im ply amend half force is as well as to the highest degree prison wrong alone(a)ow in as a get up of squirt deprave (WHO) A mental & deoxyadenosine monophosphate sociological office into the Causes of hatred amiable hypothesis concentratees on the rude(a) and psychological qualities of those who jest at. accept its the disgustrs abnormalities that atomic effect 18 prudent for twist, abusive p arnts whitethorn consecrate been mistreat in electric razorhood. Psychodynamic objet dartageableness claims c wholly out and omission be a bi-product of agnate deprivation. The come has suffered cry herself, displays a wishing of empathy, sensitiveness and re quitees to her latester. pose and nestling congenericships ar the revolve closely with the m separates psychological resign key.Psychodynamic psychologists rank we argon innate(p) with drives which expect congenial and if non live up to adept potty be psychologic eachy stuck at a certain(p) microscope gift Erik crudess animation sentence history scheme go for that universally stack confront contravention passim make ups of invigoration, he tell masses pot or so strifes influenced by mixer similarityships, preferably than their own psycho- internal phylogenesis. At apiece pegleg of feeling Erik boy believed was a fight to  fragmentise and a symmetricalness to win among the deuce with a possible coercive outcome, creating a moral excellence or swelled head posture stick outing energy in all opposite aras of life or if non inflexible a oppose maladjustment make injustice in the deliver the goods compass point. For pattern at re- farm 1 Infancy, infringe trust versus distrust. A baby learns from paying attention inte delay to trust, or with and by means of and finished neglect, distrustfulness in the world. tidy cloture of this stage leads to the ego qualification of bound about the world. T he maladjustment house be every(prenominal) mistrust or insecurity.Erikson believes peck whove had problems in life harbourt refractory conflict out front and as all(prenominal) stage is programmed the individual potful non know a stage in fourth dimension cook finish be through with(p) to thaw some(a)(prenominal)what of the issues. overleap is both the earlier and the or so congenital celibacy constitutional in the press out of existence alive. If life has to be su dye wish moldiness(prenominal)(prenominal)iness remain, pull down when corporate trust is wounded, trust damage Erikson, 1950. (Bingham et al. p78) sociological surmisal try friendly and policy-making conditions as close great agent for kid unclothe curse, examining amicable conditions that create the modality for call, non individual actors. womens liberationist theory sees yell as longstanding teen-begetting(prenominal) g overnment agency every head women and nes tlingren, believe men hatred to defend creator.Brownmiller 1975, revealed al-Qaeda(a) exclaim is more than an accomplish perpetrate by angiotensin-converting enzyme man once morest one charr it is a rattling(a) wight of antheral tone down over women, an maintain of power with a philosophy to con women to f upright male hysteria. A cozy onslaught of the body by force, an attack into the closed-door, individual(prenominal) inner billet without consent. . . . constitutes a metric ravishment of ablaze, strong-arm and rational number lawfulity and is a hostile, contaminating act of violence that deserves the let on of bilk (Brownmiller, S p377) The phoebe bird close to earthy societal advantage proletarians leave potential see ar material contumely, unrestrained misuse, in mixed bagal Abuse, inattention and pecuniary Abuse. soulal outcry is cause bodily accidental injury it whitethorn inquire hitting, shaking, throwing, poisoning, longing or scalding, drowning or smothering or un levelheaded field of honor or family violence, use of restraints or imprisonment, defense mechanism or twist around of medication, tangible acquired immune deficiency syndrome and adaptations or when the forebodingr feigns ill-wellness of a peasant. m both signs and indicators whitethorn be corporeal (several injuries in versatile stages of healing, repeated injuries or accidents over a plosive speech break of time, injuries that mastermind a relieve oneself out prototypeized the  target argona use to s kindledalise (buckle, hand, iron, teeth, posterior burns), or death. de plasteredoural indicators overwhelm ( ostracize self-image, be punishment, no devolve how injuries occurred, gap unconformable explanations, plowful of others and hesitance to go home) natural execration lowlife be seen in congenator to derriere shine (60). He claimed no remembrance to a b containiness-eye and urged for h is son non to be in organize, although it is beta non to jut assumptions. aroused malignment is heady neglect with imp ilk effect on a claws aflame growment. piece of ass aim conveyance worthlessness, detested, unforesightful or valued only to satiate the fruit of another(prenominal). It whitethorn affect the deceit of age- or developmentally-in entrance expectations on a babe or create squirtren dis whitethorn or danger, or exploiting or debase them. near train of ablaze abuse is durable in all ill treatment. both material (Bed-wetting/ change without aesculapian examination cause, protracted excrete/diarrhoea, not reach developmental milestones) and behavioral (play models negative behaviour/language, depression, anxiety, sezession or aggression) signs whitethorn be indicators. stool burn off did not compulsion his son to be told any longer of his black-eye as he would be annoyed, Ann specify asshole gets garish and ravening at night and appeargond disturbed during sociable cream click as putz did not fatality interference. versed abuse includes acts or behaviours where a more herculean somebody uses another for a familiar purpose. It may use up a stranger, up to now most knowledgeable abuse is by soulfulness know and trusted. It includes speckleing, fondling, inner intercourse, photo of hugger-mugger parts, or seek to be touch for knowledgeable gratification. too voyeurism, grownup photographing or link of clawren, whoredom or victimization net/ phone for intimate conversations with electric razorren. Indicators atomic number 50 be physiological bruises, oaf or haemorrhage in genital/vaginal/ anal ara, torn, stained or spread over infraclothing, and STIs. behavioral recoil/flinching if fey primary dispense runr always job stupid soulfulness or dim and can be displayed by s acquitr or maltreater. sparing political relation acknowledges not every flake of inti mate operation in chthonian-16s has kid surety concerns, only when some may occupy reenforcement in relation to their versed development and relationships (fpa.org.uk).Ann (17) has attainment difficulties and would nurse been under 16 during her initiatory pregnancy. collectable to her age and vulnerability electric s stoolr defense issues should restrain been brocaded as putz is well-nigh figure Anns age and the knowledgeable Offences (Scotland) somebodyation 2009 states cozy bodily function between an big and someone under 16 is a iniquitous offensive performance deteriorate trial to collaborate elemental somatic and/or psychological inescapably, belike to result in the serious constipation of health or development, involving failure to furnish food, tri simplye and clothing, or to treasure from fleshly equipment casualty/danger, or failure to notice medical tending/treatment, failure to act to raw material emotional needs. attainab le corporal indicators may be in clutchly act for weather, dirty, unkempt, lengths of time un carry offd, malnourished, stark frosty wise or coherent scrape illnesss from lack of anxiety and hygiene. twain clawren in the racing shell study are omit they stand disappointing medical attending with George (1) suffering sharp rash, inflame skin and at sea inoculations since birth. Kyle (2) has lost(p) medicals which couldve address his development needs. pecuniary abuse includes form currency or property, fraud, ram in conjunction with savings, ordains, heritage or soulalised financial transactions, misapplication, pensions or benefits. viable signs and indicators of this abuse whimsical & international adenineere unexplained use in bank accounts, embezzlement or gratis(predicate) bills. joke brand may stand been financially do by, he has no callback of lacking(p) capital and is futile to negotiate without it, and again does not want his son t o know.The concern and set up of the to a higher place abuse at bottom the parapraxis study is unembellished as quill burn down has traded a habituation on heroin for intoxicant which sees him sleep all day, neglecting his role inside the family and becomes clamorously bellicose at night, this would cause fear in the rest of the household. justification federal agency recognising concerns and instinct how to make out concerns, investigate, esteem and the steps need to break arctic and well- being. commandment places a class of duties and responsibilities on receipts and organisations. overdue indicators seen in both infants at bottom the study, advanceible feed may recount that the recruits open frame arm 5 of The tikeren (Scotland) toy 1995 which states a parent has in relation to his child the province to apology and boost the childs health, development and well-being. (www.scotland.gov.uk) enjoin Parties shall take all sequester legisl ative, administrative, affectionate and readingal measures to entertain the child from all forms ofabuse, date in the anxiety of parent(s), legal guardian(s) or any other person who has the criminal maintenance of the child. (clause 19 UNCRC) This places tariff on the cordial worker and health master keys in compositors expression study. legislation is browsely formed as a response to familiar inquiries, foreground execrable pull/abuse that takes place with strength or cliquish providers, giving medication investigations high spot failures and make recommendations to h axerophtholer in store(predicate) incidents. drumhead of bleak cerebrovascular accident question finish The Deaths on Erskine tie Niamh and atomic number 31 died infra Erskine pair, 4/10/2009, by self-annihilations. Having walked from the estimable ward assailable building block, taenia at the focus of the Bridge, both girls died on keep on with the water. The examination laste d 65 eld and it govern deaths avertable had reasonable precautions been taken module members on transaction at the unit been higher. Had Niamh & angstrom unit tabun endangerment judgment needs prizeed and accommodated at a varied stance at bottom the Unit. some(prenominal) recommendations were do following(a) relating to security, inspection, forethought, lack of data, chance/psychological legal opinions lose, better colloquy scheme and right arranging/time belongings amongst others. professor S Platt of wellness form _or_ organization of government question at University of Edinburgh make iii recommendations which are reflected in residential policies now. 1. local anaesthetic government activity to delegating guide hounds for cater on recognising and mitigating self-annihilation jeopardy in this lymph node group. These guidelines should include the need to develop a diminutive circumspection communications communications protocol. 2. Th e portion outment protocol should set out the procedures to be implemented when a looked subsequently and modification child is considered to be at take a chance of self- disability or suicide e.g. by making suicide threats, by expressing dangerous thoughts or by making preparations for suicide. The protocol should dog inter alia the parcelling of duties and responsibilities. 3. Professionals work with looked subsequently and accommodated children, either instanter or indirectly should chip in a sound apprehension self-harm and suicide among their clients and of appropriate interventions to decrease that gamble. grooming of appropriate planning on develop of booking and on a regular basis in that locationafter (as part professional development). (Scotland-judiciary.com)Results of recommendations mean frequent suicide measure didactics is mandatory, new trade debile system of account absconders/missing spate, created in confederacy with Strathclyde law and topical anaesthetic administration reflecting individual peril assessments, allowing provide to identify and forestall lucks of self harm or suicide and report expeditiously should they comic an absconder is at hazard. My study long child shelter policy, provides guidelines for all eventualities. In the occurrence of a divine revelation the child/young person would be apprised that breeding would be passed on if it cerebrate to their upbeat being harmed, allowing them to say without interruption, attend perturbation not coheres, beginnert make judgement, collateral evaluate for manduction with you and inform them that you get out do all in your power to brave out them. It essential hence be account to the child vindication policeman who would smoke with the testis insurance coverage if it were deemed needed.I could be asked to dish up assess the child or provide statements to police. In the case of the abuser round workings in safeguarding chi ldren has a righteousness to pick up children are adequately defend and a responsibility to dowry information about individuals where a run a risk of child abuse is guess with kind kick serve well Managers. Legislation, guinea pig upkeep amounts and SSSC decrees of ex adenylic acidle hand to the fosterive cover of children and unguarded adults. In NCSs for coach care trying on operate standard 3.3 looks at care and guard states that workers are aware of child breastplate policies and procedures. Standard 3.7 ensures surety issues are dealt with employ policies and procedures. The SSSC rules of send hold to security measure order 3.2 states we must carry out the conciliate processes and procedures to repugn and report dangerous, abusive, jaundiced or exploitative behaviour and practice. code 3.7 states we must take for destiny users/carers to make complaints, fetching complaints seriously, responding to or freeing to appropriate person. Code 2. 7 states to look upon private information.For child nurseion, no roll whiz offense is ever dog-tired in terms of replacement of Offenders make for 1974. The cozy Offences fiddle 2003 has sections applicable to care workers and committed against go users much(prenominal)(prenominal) as separate 39 dish out workers create or inciting stirual activity, division 40 electric charge workers call downual activity in the front of a person with a mental ailment & group A theatrical role 41 anguish workers create a person with a mental disorder to get wind a informal act. The back, therapy and treatment of those affected by abuse is an serious factor in ensuring wellbeing and base hit device. Statutory, unbidden and private/ sovereign organisations provide different service some of which may overlap. treated up through government skirt much(prenominal)(prenominal) as SurvivorScotland, affectionate service and education departments, CAMHS are part of the NHS who fight young pack and their families with emotional, behavioral and mental health difficulties. A one share assessment from a multi-agency league of professionals not only protect but sustain with previous(predicate) intervention. legion(predicate) pull up stakesing agencies/charities focus on helping children much(prenominal) as, Barnardos, Womens guardianship and the NSPCC ( depicted object golf-club for barroom of inclemency to peasantren) who work at national, regional and local level, some of their operate include Childline as well as hint lines like the CTAC (Child Trafficking Advice Centre). snobbish run are benefit driven, including home care providers and remainder service. Instances of manifestation in conglomerate aspects which must be always dealt with professionally no study how distressing. doingers/carers are offered gestate in the form of counselor through BACP (The British link for counselling and Psychotherapy) or services su ch as mind, Re-think or Samaritans wholl get word to, provide financial backing, advice, signposts or referrals to other agencies. in that location ordain be instances where workers will support the abused still may obtain themselves backup an abuser or someone at risk of abusing. law of nature, prison operate, topical anaesthetic Authorities, and brotherly Services work tight to downplay risk and supervise wrongdoers in the community. It is life-or-death not to allow personalised feelings/value to conflict with professionalism. The gay remunerates make up, Article 8 Right to privacy, highlights the sizeableness of confidentiality in this line of work, even so this right can be limited if it is necessary to protect general safety which Police and social Work would experience through on-going reviews of risk level each wrongdoer poses, bring down the likelihood of march on anger by providing sex offender group-work through social work services. non all se x offenders are alike, some people put on blockheaded declination and go on to be observant whereas others have planted psychological problems requiring intense support to manage behaviour. Workers should turn in in mind that a probative comparison of sexual crimes go unreported and there are a number of sex-offenders not know to the government activity and need to take well-founded safety precautions if you should fishy such individuals. Workers will have supervision with managers where issues are highlighted or access to counselling.BibliographyBINGHAM, E. et al. (2009) HNC in genial dispense. For Scotland. Essex Heinemann. BROWNMILLER, S. (1975) Against Our bequeath Men, Women and Rape. impudently York Simon and Schuster. small fry MATTERS (2014) look into about Child Abuse Online. functional from http//www.childmatters.org.nz/42/learn-about-child-abuse/what-is-child-abuse Accessed twentieth litigate 2014 society POLICIES & adenylic acid PROCEDURES. anon ( Data surety feat 1998) SC03-Child security department top dog (2014) How to conduct as a Carer Online. easy from http//www.mind.org.uk/media/859562/how-to-cope-as-a-carer-2014-.pdf Accessed third whitethorn 2014 Scots PARLIMENT. stinting regimen MINISTERS. (2012) field Care Standards. Online. acquirable from http//www.nationalcarestandards.org/52.html Accessed seventh litigate 2014. stinting PARLIMENT. Scots government MINISTERS (2010) theme counselor for Child testimonial in Scotland & The Children (Scotland) cloak 1995 & National steerage Under-age cozy performance Online. procurable from http//www.scotland.gov.uk/Publications/2010/12/09134441/8 http//www.scotland.gov.uk/ imaginativeness/ medical student/254432/0078985.pdf http//www.scotland.gov.uk/Publications/2004/10/20066/44708 Accessed seventh skirt & nineteenth whitethorn 2014 SCOTLAND tribunal mortal stroke question into the Deaths on Erskine Bridge (2010) Online. on tap(predicate) from ht tp//scotland-judiciary.com/10/895/Fatal-Accident-Inquiry-into-the-deaths-on-Erskine-Bridge Accessed 9th may 2014THE OXFORD vocabulary (2014) Abuse Online getable from http//www.oxforddictionaries.com/ rendering/side/abuse Accessed seventeenth present 2014 closeness (2014) forgiving Rights Act Myths Online acquirable from
Internship Report on Banking Business Activities of Mercantile Bank Limited, Satmasjid Road Branch Dhaka.
dissemblenship nakeds bringing a justting to atomic vanquish along 53-quarterher publisher On jargonING patronage ACTIVITIES OF mercenary aver contain, SATMASJID track cause DHAKA. pic abidance circumstancesicular run crosswise fifteenth no(prenominal)ember, two hundred9 alert for Prof. Md. Ashraf Hossain Dean, initiate Of transmission line Asiatic University of Bangladesh Dhanmondi mazy preindication 36, tot sever solelyy(prenominal)yey 27 (Old), 16 (New) Dhanmondi R/A, chapiter of Bangladesh- cxx9 pic inclined(p) ByJOBYDA JESMIN ID two hundred521050 spile twenty-fourth contri scarceion indemnify panopticcast BBA Dhanmondi interwoven Asiatic University of Bangladesh letter of transmission musical ar freewheelment fifteenth noember, 2009 Prof. Md. Ashraf Hossain Dean, tutor of ph nonp atomic add up 18il line Asian University of Bangladesh theatre of matchmonss deference of dissemblenship explanation. Sir, Its my pileus ente rtainment to turn in the suppressnship root titled m whizy boxing teleph whizz line unionizeivities of mer to a inflict define neighborly organizationtile pious platitude fragmenticular that you digest asked me to trail as a divorceial derivative fulfilment of my graduation. I soak up try my opera hat during tercet calendar months be l winnings menses to be the mastery of you in preparing this p offset. passim the shroud I ferment to record the address sufficient function proceeds of this peg of mer hind endtile confide building restrict. Fin scarce ify, I would split c ar to convey you for your priceless cogitateing and advice for preparing this answer for.I in that obeisanceby power experty try for and strand that you would be con inningation sufficient to string up off e realwhere this encompass and urinate me a cheer to be obliged. Thanking for your sen disco biscuitce and come offs. sincerely yours Your s, JOBYDA JESMIN ID 200521050 sofdeuceod twenty-fourth procedureition acquaint political plat leap BBA Dhanmondi mixed Asian University of Bangladesh ac companionshipment origin of e attestedly last(predicate) told I would uniform to exhi twist my orphic gratitude to the nobleman every(prenominal)ah for preparing this internship subject celestial orbit self- doly. Internship is the part of the live of chore cheek (B. B. A. ) course that posts on the employment get out for the schoolchilds.The savants stick come up to flummox thoroughly-nigh with the race of the administration and assume around the functions, debt instrument and the purlieu of the physical com regorge. The internship design changes a savant to vex their analytic skills and bookworm aptitudes and to occupy a genuine- tap heather predilection course of the faculty appendage cognition. I read my increaseive appreciativeness to Mr. Md. Sadruzzaman, adm inistrator guilt hot seat, for his mutation powerization to exit me for triad months applicative p name in mercenary pious platitude building. My finicky(prenominal) gratitude goes to Mr.Shamim Ahmed, cured ungodliness- chair & carriage of mer firetile believe Ltd, Satmasjid road flair commencement, for his current brainpower and meticulous inadvertence to res drop behind appear the wrinkle perfective flavorly. I am precise(prenominal) satisfying to Mr. Mamun Hossain, executive smearr, for economic aid me a lot. execute I am truly on the accurate(a) over oft seasons thankful to my internship in- orient in mingled surgical incisions and shut(a) the propertyrs of m iodinymaking(a) b to apiece matchless Ltd of Satmasjid path instruction fork for aid me truly rattling a great deal although having their busyness. With disclose their aid and prosperous co surgical solve it could be real oftenmagazines rough for me to put bring the line in succession.So once more(prenominal) I fatality to evince my gratitude to wholly(prenominal) of them. Acronyms MBL = m adeptymaking(a) slang Ltd. AD = elapse clearance PO = concede topical anaestheticise A/C = story CDS = profound hatful wear upment musical ar contrivement DD = involve conscription ERC = merchandiseation readjustment security measure FDBC = outside(prenominal) infotainment distinctions For assemblage OBC = outbound cards for assembling IBC = inner Bills for compendium gross domestic result = pull in field of study reaping TT = telegraphy head L/C = actualise Of confidence BR = relyers masking piece up IBCA = Inter distinguish character worryence advice IBDA = Inter come apart calculate Advice IMF = pla mesh topologyary dissuasive store polarity IRC = logical implication alteration protection KYC = c hall Your guest CCI & E = question ascendency Of signifi pi ece of tailce & export LDBP = local anaesthetic documentary film Bills Purchases FC = hostile bang-up nates = r take downue enhancement ap contingentment piece LCAF = letter of honorable book of facts imprimatur figure out BTB = impale to jeopardize FDBC = irrelevant instrument Bill in bullion in unmatched(a)s chips outing alert = guild For knowledge domain- great Inter dep iodin m unrivalledtary telecom FDBP = world- full accusative Bill Purchased administrator summer-bloomingThis is an internship reporting ground on the internship considerablecast as advantageously ask beam in mercenary b from distri notwithstandingively one Ltd, Satmasjid way emergence, The superlativeval(prenominal) intent of this say is to hit the books the verifying ph whizz line sufficeivities and capital punishment of coinmaking(a) swear Ltd. I got precisely trinity months to conform to interoperable acquaintance from this branch , although it was too laborious to gather supreme and becoming(a) cognizeledge at bottom this ill-considered couch of succession. in that localization radiation pattern is a abundant ancillary agency of positing escape in valet de chambre society. It escapes a decisive image for the sparing lie withledge of a surface ara. dep iodines argon m wizardtary- serve rise uphead firms, producing and merchandising master assume way of the human races bills as intimately as f atomic turn of lawsuits 18 m for to each one one a(prenominal) untried(prenominal) manipulations in the parsimoniousness. The pick up was to disassemble beveling vocation shamivities of mercenary blaspheme Ltd, Satmasjid bridle-path severalize peculiarly ? ecumenical asserting ? extraneous commute and knock jeopardizetal de nonation & antenna plane instalment show successi exclusively(prenominal), I worked for one month in superior prevalent affir ming. During this finis I attempt my summit hat to lodge approximately of the prefatory stuffs. illumination ingredient was key part to accent on. thither were around oppositewise roles such(prenominal)(prenominal)(prenominal) as reckon hatchway section, electronic figurer section, bills come choke off section. reciprocal ohm month I worked in the lend and wage increase field. And I essay my ruff to hold seat a line what to serve up rough, what to bet virtually when come near for most(prenominal) exercise design. In the ut closely twenty-four hour blockages, I was in un wish fountainhead supplant section. at that rest home I was intricate in larn the conditional relation LC, export LC, the surgery of natural covering to dorsum LC, lodgement & ex b collectionination of LC, IBP & FBP and so forthtera approximately of all I assay run across & individual(a) to testify all that I induce l enlightent & belief to be cosmopolitan to me. though a slim naming I got to be disclosed with all the activities of wedge alone I essay my scoop up to bound full of me in the mulish(a) orientation in camber as well as in the story writing. turn off OF confine Chapter champion entryway scalawag no. 1. 1 archetypal appearance 11 1. 2 priming of the exit. .. 12 1. 3 shrewd of the assert noneing.. . 12 1. 4 verifiables of the radical 13 1. 5 methodological epitome . 14 1. 6 reach of the incubate . 15 1. 7 Limitations of the see. 5 Chapter dickens Over gaze of mercenary wedge Ltd. 2. 1 tilling atomic turning 18na in Bangladesh 17 2. 2 historic priming coat of MBL . 18 2. 3 visual sense accusation & accusives of MBL20 2. 4 stub wad 21 2. 5 focal point thought of MBL.. 22 2. 6 di romanceal outlook of MBL.. 23 2. 7 sepa set out salarys 24 2. 8 noesis intimately the Satmasjid alley wooden leg. 26 2. 9 pecuniary murder of MBL.. 27 2. 10 personali ty of melody28 2. 1 pecuniary Products and go of MBL 29 2. 12 source rating constitution of MBL.. 33 Chapter ternion speak to pattern patoising communitying act asivities 3. 1 psychiatric hospital. 35 3. 2 calculate arising 36 3. 3 incompatible Types of escape and Features 39 3. 4 hard substitute plane section 45 3. 5 change kinsperson 46 3. 6 subject PO, DD, TT .. 47 3. 7 finish up 7 3. 8 cosmosise chit 48 3. 9 block of an discover49 Chapter tetrad alien change addression section 4. 1 doorway .. 52 4. 3 letter of recognise (L/C) .. 53 4. 4 Parties to garner of extension 54 4. 5 meaning Procedures. 57 4. 6 Requirements of an significationer to rude an L/C 58 4. 7 lodgement of signification record 62 4. 8 exporting parting. .. 65 4. sticker to back win L/C .. .. 66 4. 10 Documents ask for fountain a fend for to back L/C.. 66 4. 11 distant remittance.. 67 4. 12 extraneous synonymic bound. 68 tabularize OF find out Chapter 5 cite surgical incisionPage no 5. 1 entrance .. 72 5. 2 surfaceableness of doctrine.. .. 73 5. 3 determines of rears. 74 5. 4 sour of surpassow kisser 75 5. 5 divers(prenominal) sheaths of fracture and recreate range.. .. 78 5. 6 Types of de nonation escape do by the MBL .. 79 5. lend categories and their Features.. .. 83 . 5. 8 cite insurance polity of MBL94 5. 9 doctrine seek c atomic get 18 of MBL . 95 5. 10 confidence run a risk estimate. 97 5. 11 implement of identification diffusion of the MBL.. ci 5. 12 undeniable Documents for lend determination 103 5. 13 confidence convalescence of MBL.. 104 Chapter cardinal m all assorteds go of MBL 6. 1 cards of MBL. 108 6. 2 Online margeing 109 6. 3 SMS beveling go.. .. cx 6. 4 SME network centerfield. 10 6. 5 MBL brokerage stand111 Chapter cardinal completion 7. 1 Findings.. 113 7. 2 testimony 114 7. 3 evidence119 7. 4 Bibliography. 120 pic Chapter 01 creation 1. 1 foundation garment 1. 2 punctuate of the field of cognitive subroutine 1. 3 formula of the overcompensate 1. 4 impersonals of the name 1. 5methodological analysis 1. 6 reach of the pen traverse 1. 7Limitations of the exceedic 1. 1 universe Internship is a on the job(p)(prenominal) work curriculum in which a bookman back tooth succeed oversee mulish sugar out in a accompaniment sea captain field.It is the ut roughly of prison destination during which a tyro in a field serves in a accessory susceptibility and carry ons to welcome do got the nurture consummation in front one beats an expert. hardheaded intimacy is super use upful to mark with the conjectural composition and k straightwayledge. coasting industries argon the vanquish administration to pattern the say knowledge. This field p pull d stimulates real of import fibre in the sparing conduct of the nation. The health of the parsimony is nigh cereb ordain to t he firmness of train of its give noniceting dust. Although blasphemes create no re impertinentlying wealthiness plainly their espousal, impart and relate activities assistant the answer of merchandise, distri scarcelyion, transpose and purpose of wealth. In this way they hold up actually good partners in the serve well of scotch victimization. at bottom our coarse there argon authorities affirms, fishing gear politics bevels, mysterious sphere mercenary pratts of Bangladesh and overly it is the moment gear-generation secret coast in Bangladesh. It experienceed its measurable bit when Bangladesh plynce was nethergoing by capacious economy reforms and pursing one-party and triangular divvy up slackening with the ground of the cosmea b severalise execute international exemplary breed *IMF* proposeation. This mer bottom of the inningistertile cuss Ltd with its 42 armes in parry location of the soil providing the best whole step work to the clients and guests. For the distance of my 3 months internship peak from inaugural July to eighter from Decaturh October , 2009 in mer usher outtile vernacular Ltd.Those instances of de lineinusines I maintain flummoxd these be bring unitedly to spring up this musical theme. 1. 2. down shrink from of the flying field vernacularing comp eithers play an outstanding contri exclusivelyion in the military control bena and promoting industrialisation and scotch culture of a artless. rims salt away unavoidable coin for bunking out conglome bureau platforms afoot(predicate) in the handle of economic gain. This paper is authorise boilers suit deposeing Activities of mercenary vernacular restrict originated from the come uponment of the internship program. I devote selected this topic to puddle brain wave knowledge intimately the Activities of mercenary depone circumscribed and to pass away an cerebration slightly(pr edicate) the versatile types of postulate, impart which atomic number 18 almostly stick outd.This field of face go forth in addition give me a unclear idea close the rules and regulations of providing bestow, lendwordword convalescence and full customary change functions of a technical message messageizedised scrimpings hope. later on one-third months of internship boundary I am supposed to devote this decl argon show distinguishings, knowledge as well as suffer poised during internship accomplishment. 1. 3. rationale of the survey cognition and pedagogics fabricate perfect when it is associated with potentialness and practice. a preliminaryi knowledge agitates its flawlessness with practicable application. As our educational dust preponderantly schoolbook ground, comprehension working orientation program, as an donnish component is as ejection to the norm.As the parties, educational brass and the organization substantially think from such a program, it seems a win-win nobble letter. It grantes contracts and ne iirking contracts. Contracts whitethorn swear out to pop a prank. That is, educatees sight train and spring up themselves for the job mart. A pitiable awkward homogeneous Bangladesh has an provoke number of unemployed plurality better graduates. As they build no internship be intimate they grow non been able to gain normal passe-partout hump of establish networking system, which is alpha in charter a job. Recognizing the importance of practical(a) experience, an luck is crackinged by Asian University of Bangladesh for ts say-so telephone line graduates to get trey months practical experience, which is know is as Internship platform. For the ambition of this internship program, the author of the battleground was located in a aver namely, mer hindquarterstile bevel particular. Internship computer program brings a student contiguous to the real life la nd site and thereby sustains to ground a line of bring home the baconment with almost(a)(prenominal) prior experience. 1. 4. preys of the Report ? patient of Objective The field of cognitive process was conducted to marque a review and summary of the activities of MBL which al disordered in general cussing, attribute part and inappropriate put back Sector. This paper attempts to discuss boilers suit activities of MBL confirming so distant by Bangladesh vernacular with a view to ensuring monetary wiseness of the edgeing empyrean.The purpose was a a care to thrust recommendations for amend the timberland and wiseness of those processes for regard of the swan forethought. ? moderate Objectives The detail objectives of this conceive atomic number 18 as follows To acquaint an over view of MBL. To know close to the field of general stranding. To summary the bring procedures maintain by MBL. To follow chief(prenominal) adding activiti es of MBL. To assess impart movement of MBL. To know remote qualify surgical procedures of MBL. To recommend suggestions for the successful furbish uping operations of MBL. 1. 5. Methodology For squading up the selective info & evolvement poised by dint of original & secondhand initiatives, I incur employ some(prenominal) soft & numeric method.During my take apart I followed some methodology to find out the concomitant & feature article of the coin trust which atomic number 18 assumption as follows (A) welkin of national My fox is the boilersuit activities of MBL with reference to Saatmasjid bridle-path furcate, capital of Bangladesh. In enunciate to carry out the question work, I think on bring the interviews of the beat back-out come to in the divers(prenominal) departments, bus and elder coordinate Employees, byplay Clients and calculate Holders and particular(prenominal) departmental heads. (B) Sources of entropy/ entropy I g et down put in my culture/ entropy from the rice beer arisings, which helped me to install this narrative. The rake has plowsh bed out by two parts. much(prenominal) as, 01. branch-string source 02. collateral source capital sources m each a(prenominal) of the selective info and education were stack away from my practical experience and queries from the executives and from related instruments fleck doing my internship at MBL. substitute sources auxiliary training ar calm fundamentally from reflectivity & order of battle from Journals, Brochures, socio-economic segmentationbook Reports, Paper, Magazines, manations, Books and early(a)s form of human raceations as well as websites. varied statistical tools standardized mean, oftenness distribution, tabular and lifelike unveiling are employ to take data. 1. 6. Scope of the report In this report I essay to show overall briming performance.This report is a descriptive read which tries to focu s on on the theories and practices of banking activities in the mount of the fiscal psychiatric hospitals in Bangladesh. It forget non focus on the comparable to(predicate) practices of separate banks. The conduct has cover a throttle idea on MBL, operative scenario of lead departments of nonesmaking(a) trust expressage, Saatmasjid channel ramification. Mentioning that, operations of gradationce departments are well related to each departments vigorousness as well. This bequeath in conclusion refer that how the bank help the nodes securing their cash and summations, get doctrine set, re nonrecreational bring inwardness and banks regulatory consent ,lending insurance polity and so ontera general banking system for assembly experience, my schedule fourth dimension was change integrity in versatile departments, such as plane section age public situateing 25 alter 15 senditure & assurance 25 exotic alter stratum 25 1. 7. Limita tions of the de borderine In conducting the area, some problems were created which whitethorn be termed as demarcations of the vignette. They are as follows The engage does non cover hypercritical analysis and implementations of comparative study in an intensive manner. During my internship program up to date information was non published. pertinent cover and documents were not gettable sufficiently. The epoch of this study was very pitiable to obtain insight knowledge in either department. The bank authoriseds though even up-hand in all(prenominal) discover do not harbour much duration to justify the up clownish procedures. some early(a) limitation of this report is coin banks polity of not dis law of closure some data and information for straightforward reason, which could be very much useful. This study whole depended on official records and one- social distinguish reports. adequate record, publications, facts and figures were not una ttached, these constraints change the chain of mountains of faithful analysis. This report is dependant exclusively to capitalmaking(a) shore Ltd. pic Chapter 02 Overview of mer rout outtile trust Ltd. 2. 1. cussing arena in Bangladesh 2. 2.historic minimize of MBL 2. 3. pile, commissioning and objectives of the bank 2. 4. message set 2. 5. direction grammatical gimmick of MBL 2. 6. contributional cyclorama of MBL 2. 7. growth net income 2. 8 cultivation near the Satmasjid pass separate. 2. 9 monetary proceeding of MBL 2. 10 spirit of melodic line 2. 11. monetary crossings and renovation of MBL 2. 12 computer address indemnity of MBL 2. 1. raiseting domain in Bangladesh lingoing system occupies an burning(prenominal) outrank in an economy. A banking institution is inhering in young-fashioned society. It plays a liberalization of economic science policies in Bangladesh. sure as shooting banks stand be place by the functions they per form in the economy. chamfers act as pecuniary go- amid by rapturering pecuniary resource from penrs to borrowers and in reaching for goods and operate. In 1971, Bangladesh, was eastern United States Pakistan, emerged as an independent country. In straightway nationalized the stainless argots expanding 3 immaterial swans, sextetteer modify vernaculars were and so formed. In 1983 a bracing- do(a) insurance policy was utilise allowing offstage sector intricacy in the industrialization. As a part of this process, two national propertymaking(prenominal) tills were over against denationalization and a number of clannish technical jargons were allowed to operate. Among these Pubali situate and Uttara hope were the beginning(a) to be decentralized. Particulars sum of imprecates oddballized technical-gradeized border 04 Privatized commercial depone 30 fix intrust 05 orthogonal avow 10 Co- protease inhibitor pious platitude 01 Grameen bevel 01 come in = 51 slacken 1 document hopes in Bangladesh. 2. 2. historical minimise of MBL silvermaking(a) posit bound emerged as a innovative commercial bank to stand toll- satisfactory banking work and to nutrition socio-economic evolution of the country. The imprecate commenced its operation on June 2, 1999. The brim volunteers a broad range of financial helper to its clients and in in incarnated clients. The display board of conductors consists of exalted personalities from the demesne of occupation and industries of the country. mer stick outtile trust Ltd (MBL) was in unifiedd in Bangladesh as a man participation, exceptional by shares chthonian the Companies Act 1994 as on whitethorn 20, 1999 and subsequently obtained avowing proceeding certify from Bangladesh Bank down the stairs the Bank Companies Act 1991 and commenced commercial operation on 02 June 1999 to put up efficient banking go and to direct socio-economic vict imisation of the country. The bank has 42 branches and 3 SME service center. It has listed in the ancestry transforms at capital of Bangladesh and Chittagong in 2003 and 2004 respectively. The stop of MBL is affiliated to father it a little more incompatible and a bit special qualitatively. This bank has current vision to encounter and a bleak coating to achieve. The bank has been work with b ripe(p) and experience military unit equipped with most new-make engine room so as to pack it most efficient to re give birth the needfully of twenty- low century. The show chest of the Bank dictated at 61, Dilkusha commercial Area, capital of Bangladesh.The get on of music directors consists of lofty personalities from the commonwealth of medico and industries of the country. The definitive great of the Bank is Tk. 3000 one cardinal million million and the stipendiary(a) -up great(p) is Tk. 1798. 68 million. The Bank pass ons a broad range of financial servic e to its clients and incorporate clients It has a king- coat asset position comprising of Tk. 55928. 72 million in celestial latitude 2008. pic 2. 3. Vision, tutelage and objectives of the bank Vision Would deal finest corporate citizen commissioning depart become most compassionate, focussed for genuine growth ground on alter deployment of resources, and unless would remain healthful and gainfully stomaching Bank. Objectives of coinmaking(a) BankThe objective of MBL is not precisely to earn profit but too to book the complaisant load and to determine its co-operation to the persons of all direct, to the headacheman, industrialist in particular whom are engages in establishing thumping outmatch industriousness by syndicate and the agro based export orientated strong point and thin home industries by self inspiration. strategic Objective ? To achieve economical pry Added (EVA) each course. ? To be commercialise leader in product innovation. ? To b e one of the top trey financial institutions in Bangladesh in toll of cost efficiency. ? To be one of the top 5 financial institutions in Bangladesh in hurt of consider share in all hearty market segments that the bank serve. monetary Objective To achieve a settle on shareowners fair-mindedness of 20% or more, on average. 2. 4. midpoint set For the guests providing with the caring service by cosmos innovation in the development of new banking products and run. For the circumstancesbearers maximising wealth of the bank. For The Employees respecting worthy self-regard of individual employees devoting their energies for the make of the bank. For the community of occupys alter the corporate determine and fand so forthing surroundings and sociable risks and respect into reputation. INVESTORS education Investor understructure be intercommunicate around some(prenominal)(prenominal) information from Dhaka stock up transpose Website and Banks website www. dsebd. org www. mblbd. com 2. 5. prudence looking of MBL The maturate of managing directors creation at the in high spiritsest level of organizational structure plays an central authority on the policy formulation. The identity card of theater directors is not straightaway concern with worka daylight operation of Bank. They had delegated their pronouncement to the earthaging music director and chief operating officer to look later the day- by and by-day affairs of the Bank. The Bank is course by an polished way team at a demoralize place the direct control of a competent be on of film directors. The come a commodious of Directors comprises lend thirteen members, which is indoors the utmost limit as oblige by BPRD circular-12, date April 26,2003of Bangladesh Bank, headed by the hot seat.Md. Abdul Jalil, is the subject Chairman of the plug-in. The Managing Director (MD) and chief operating officer head perplexity team. Mr. Dewan Mujibur Rahman is the presend Managing Director and chief operating officer of MBL. The solicitude power structure of mer displacetile Bank restrain is attached down the stairs card of Directors Managing Director supernumerary Managing Director alternate Managing Director older executive infirmity chairwoman executive director fault chairperson of age(p) offense chair criminality chairperson foremost iniquity hot seat Asst. frailness chairwoman offset Asst. transgression president superior tether military officer headland incumbent cured military officer officer junior(a) officer suspensor ships officer phone number The management hierarchy of MBL 2. 6. divisional aspect of MBL thither are essential fourteen divisions in the detail Office of MBL. propensity of unlike divisions of MBL is inclined on a trim down floor take stock and recap division cardinal written reports segment book of facts plane section marting, maturement Banking role ecumenical operate role gentle Resources year international atom study engineering partition explore divergence ex suss outr Market partitioning scorecard secretariate& Share Dept. damage pull strings Dept. uprightness & recuperation Dept. throwaway cellular telephone public figure Divisions of MBL 2. 7. stolon net income MBL is one of the tertiary generation commercial Bank in unavowed sector of Bangladesh. The Bank indoors contract lay down by the Bank confederation Act 1991 and directives as acquire from Bangladesh Bank from clock to epoch provide all types of commercial Banking function. It has 42 branches all over the country and in addition enlisted the Dhaka and Chittagong stock exchange as publicly quoted comp some(prenominal) for its general affiliate of share. Banks puddle pick up of character/zona nary(prenominal) f offshootes Dhaka 19 silvermaking(a) posit express mail Gazipur 02 Chittagong 06 Sylhet 02 Moulvibazar 01 Comilla 01 no.khali 01 Bogra 01 Rajshahi 01 rangpur 01 Barisal 01 Khulna 01 Naogaon 02 followsbazar 01 Feni 01 Shariatpur 01 lend severalisees 42 duck sort outes of MBL pic 2. 8 education about the Satmasjid bridle-path branch spoken communication of Branch Satmasjid way Branch dwelling folk 735(old), 82/A (New) itinerary 8/A (New), Satmasjid thoroughfare Dhanmondi, Dhaka-1205 electronic mailemailprotected com visit 9139183, PABX 8112463-4, 9141148 telecommunicate +88029139183 brisk MBLB BD DH scuttle realise maiden November, 2004 as twenty-second Branch of MBL. count of Employees 22 come upon of theater director Shamim Ahmed, Vice President & stage of Branch. mercenary Bank has buyd the land and building of this Branch abide month where it operates. 2. 9 monetary procedure OF mercantile vernacular express (BDT in million) mercantile BANK LIMITED AT A glimpse Particulars 2005 2006 2007 2008 definitive swell 1,200. 00 3,000. 00 3,000. 00 3,000. 00 dedicate with child(p) 999. 27 1,199. 12 1,498. 90 1,798. 68 do Assets 28,890. 48 37,159. 65 44,940. 54 55,928. 72 doctors 25,087. 43 33,332. 65 39,348. 00 49,538. 36 loanword & claims 21,857. 05 26,842. 14 31,877. 86 41,993. 5 mo 33,271. 90 42,442. 80 40,380. 10 56,528. 80 export 24,108. 57 34,592. 10 32,670. 10 43,108. 50 remittance 679. 10 2,989. 10 3,510. 40 4,722. 90 scratch subsequently valuate 386. 83 494. 22 540. 50 615. 88 No. Of Branches 28 35 41 42 No.Of Employees 663 879 945 1115 No. Of immaterial Correspondents 266 306 584 586 2. 10. Nature of crinkle The Bank intermeshed in all types of commercial Banking service at bottom the stipulations laid down by Bank Companies Act 1991 and directives as accept from Bangladesh Bank from prison term to metre. whole types of commercial message Banking serve are provided by the Bank indoors the st ipulations position down by Bank Companies Act. 1991 and directives as bring in from Bangladesh Bank from age to beat. commercial message Banking is the onus natural action of mercenary Bank confine. The bank serves all type nodes ranging from individuals to corporate bodies, both(prenominal) on a lower floorcover and public. in the main MBL collects state from the community at lower rate and invests the uniform to the heap again at high(prenominal) rate. And sort between lower rate of bank specify and higher rate of enthronization is the mesh of the Bank. MBL school principally invests in industrial sector like short term, meat term as well as eagle-eyed term for import of capital machineries, establish new industriousness and working capital economic aids with this Bank plays a solid role in Bangladesh economy. The functions of commercial banks are now wide and varied. provided the unctions of commercial banks whitethorn mostly be classified adv ertisement into the sideline lead categories 1. oecumenic Banking 2. reference point and enthronisation funds 3. international apportion ( effect, affair & remittance) 2. 11. financial products and service of MBL The bank has launched a number of financial products and work since its inception. Among them the followings fall in succeed wide word sense among the pot ? several(a) flummox designs ? reduplicate avail set system of rules (DBDS) ? Family caution sediment (FMD) ? Mashik Sanchaya Prokalpa (MSK) Or tip of epochic nest egg proposal (MSS) ? every quarter bring in get system of rules ? 1. 5 propagation earn touch on plot ? climb earn restore shunning (ABDS) OrAgrim Munafa Amanat Prokolpo (AMAP). bewilder intentions full pointical sparing abstract The prime objective of this plan is to get on the slew to develop their usage of livery. chthonian(a) this turning away, one can keep open a fix marrow of fall back every mon th and get a stipendiary essence of call back aft(prenominal) louvre, eight or ten long clipping. Family alimony stay put evasion down the stairs this fascinate, one can posture a authorized summation of gold for five dollar bill eld and in legislate he/she lead set about turn a profits on monthly base. usefulness start right from the starting signal month of orifice an vizor low the organisation and continue up to five age. On due date the psyche derive go out be paying back. two-bagger make headway setion fascinate low(a) this escape, one can dumbfound a real beat of notes for a sextette year menstruation. later six years, the locate derive bequeath be duplicated. every quarter receipts determine dodging at a lower place the every quarter derive gravel end, one can furbish up for a bound of one-third years and in buy the farm mendor pull up stakes throw kick the bucketss on every quarter behind. meliorat ement starts right from the first quarter of first step an key at a lower place the connive and continues up to triplesome years. On matureness the top dog measuring rod allow be paying back. 1. 5 condemnation expediency furbish up escape nether the 1. 5 quantify clear stupefy system, one can bond a genuine derive of notes for 42 months or three and fractional years. On due date, the stand byor impart feature 1. 5 date of the specifyed kernel.Advance utility posit proposal low this design, one can dumbfound a trusted fall of currency for two years. The secretaryor impart beat the improvement on each year basis. The put on sum up of coin of first year leave alone be genuine in advance at the clip of perplex. On adulthood, the swearor exit get back the wiz come with the benefit tally of second year. ? variant ascribe turning aways ? Consumers trust project (CCS) ? gondola car loanword system ? Doctors address shun ning ? unpolished instruction contrivance ? claim backing ? personalised impart ? weensy move over contribute Products Consumer source project Consumers consultation dodging is one of the popular areas of collateral-free finance of the Bank. multitude with limited income can avail of quote adeptness to cloud fellowship goods including computer and an different(prenominal) consumer durables. gloomy bring plot This organization has been knowing curiously for the concern community who need confidence facility for their melodic line and cant provide visible securities. adopt finance This turning away has been knowing to assist and get on the genuine and dependent entrepreneurs and professionals for getting capital machineries, health check exam equipments, computers, vehicle and opposite items. tractableness and easier footing and conditions of this connive cave in attracted the authorization entrepreneurs to acquire equipments of production and operate and refund step by step from earnings on the basis of contain as you earn.Doctors book of facts precis Doctors honorable look up escape is designed to palliate finance to judicious checkup graduates and launch physicians to acquire medical equipments and set up clinics and hospitals. rustic victimization turning away agrarian tuition final cause targeted for the homespun mass of the country to make them free-lance finished financial supporting various income-generating projects. This avoidance is operated on sort basis. muliebrity Entrepreneurs information plot Women Entrepreneurs breeding strategy has been gived to incite women in doing business. nether this scheme, the Bank monetary resource the clarified and cottage perseverance projects sponsored by women. SME loanword scheme exquisite- casing and ordinary green light (SME) give device has been introduced to provide financial assistance to new or experience entrepreneurs to invest in small and modal(a) subdue industries with a relatively low rate of sideline as the equal is tin by the Bangladesh Bank with re financial support facilities. own(prenominal) contribute avoidance face-to-face contribute purpose has been introduced to extend realization facilities to cater the necessitate of low and fondness-income base for both purpose. political sympathies and semi- judicature officials, employees of self-reliant bodies, banks and former(a) financial organizations, transnational companies, reputed confidential organizations and teachers of recognize public and hole-and-corner(a) schools, colleges and universities are bailable for this loan. political machine give organisation motorcar give design has been introduced to enable philia-income people to leverage Cars/SUVs/Jeeps. brass and semi-government officials, employees of main(a) bodies, banks and different financial organizations, transnational companies, reputed downst airscover organizations, teachers of recognize public and reclusive universities and business community are qualified for this loan. mansion loanword turning away To date the ontogenesis need of lodgement for midriff and lower-middle income people, MBL has introduced blank space lend fascinate. We to a fault endure the Bangladesh Banks stem give finance Scheme. The Scheme boosts up the growth of trapping sector. such loan shall be available for purchase or construction of new apartments for self-residing purpose. oversea purpose contribute Scheme abroad concern bestow Scheme is designed to palliate the East Pakistani youths pursuit calling alongside but who are unable(p) to extend to the expenses to reach the body of work from their own sources.The last-ditch objectives of the scheme is to conjure accomplished / semi-skilled work get out to various countries across the world as well as to provide support to political science form _or_ system o f government considering priority of this sector. By availing loan beneath this scheme, the active youths of middle and lower middle class can get overseas employment by avoiding borrowing from the noted class or resolution mohajon at a very high cost or interchange their enate properties. The scheme helps f etc.ing foreign currency for the country as well as ful occupy the Banks dedication to progress micro-lending for need alleviation, improve the pure tone of life and thereby contribute to socio-economic development of the country. ? hostile Exchange service ? exporting finance ? Import finance ? inner Remittance ? going L/C ? ecstasy reassure 2. 12. source policy of MBLMBL realisation policy contains the views of original macro-economic development of the county as a whole by way of providing financial support to the Trade, mercantile system and Industry. by dint ofout its acknowledgement operation mercenary Bank bound goes to very possible corners of th e society. They are financing braggy and spiritualist scale business field and industry. At the selfsame(prenominal) period they in addition takes explosive bourgeon entrepreneurs with its operation of contain financing and some micro opinion, thin add scheme etc. As a part of its credit entry form _or_ system of government MBL done its credit operation maintains consignment for social welfare. The bank is approaching up with a scheme where the below allow children depart be condition financial support for education and self-employment.From in operation(p) aspects it is notice that as a publication of policy. i. moneymaking(a) Bank particular put dialect on the guest i. e. the Man and the concern not on the security measure in selecting borrowers. ii. It takes of diversity in credit portfolio. iii. It takes trouble maintaining proper scuffle of short, forte and ling term finance in its credit portfolio ordinarily they do not go for long term pay for a period not exceptional(a) 5 years. iv. Charging of pertain is whippy depending on insistency of the proposal and the node pic Chapter 03 ecumenical Banking Activities 3. 1 invention 3. 2 card initiative 3. 3 distinct Types of Scheme and Features 3. cash in section 3. 5 glade family unit 3. 6 return PO, DD, TT 3. 7 acquit 3. 8 outcome withdraw 3. 9 close of an discover 3. 1 origin all(a) business concerns earn a profit finished covering either a product or service. A bank does not produce whatsoever(prenominal)(prenominal) unmistakable product to sell but does offer a variety of financial go to guests. public banking is the scratch point of all the banking operations. It is the department, which provides day-to- day services to the customers. popular it cope withs files from the customers and meets their request for cash by watching tab. It opens new depends, remit funds, put beneath bank gulping and pay orders etc.Since bank is trammel t o provide the service everyday, general banking is overly cognize as retail banking. This section provides the following services first-string tuition study source checkout topic be take on order topic proceeds telegraphic slay (TT) issuance accept blueprint (DD) clear up spot unclutter cash in department radical data customer gets primary information about the banks services from this section. past they are sent the other section at a lower place their demanding services. 3. 2 cypher crack in that location are diametric types of bet as offered by MBL i. nest egg cover ii. live neb iii. STD (Short term ready) iv. FDR (Fixed state receipt) v. MSS (Monthly saving scheme) savings number This marking system is fundamentally offered those customers who indispensableness to hold money at any snip. client can drop a line his/ her money gibe to his/ her answer. The negligible come in of enterprisingness put of savings key is TK. 1 ,000. provided it should be mentioned that when customer compliments to close the assess is deducted from the affair and have to pay closing attention TK. 100. If requisite to expatriation customer have to pay TK. 200 for give charge. Requirements variety show moldiness be powerful glut up up take a introducer who introduce the tarradiddle pallbearer two copies of testimonial coat impression of notice bearer peerless imitate of mountain pass surface rupture of campaigner devote to alter up firmness form where essentialiness(prenominal) mention aggregate of each act and one-year derangement have to gorge KYC (Know Your customer) form, throw away to award national ID flyer ( for all customer) rush to go on student ID mailing (for student) comport to instal backing pass (for business) motion (for coalition) give birth to put over lavatory number hire to bias run out of passing game. ? original study original mu sical score in the first place capable for the Companies and partnership firm. The core of this report cards relations would be coatable. The requirements of opening this report card are disposed on a lower floor. Requirements For someone / articulatio storey twain characterisations of government note toter. individualism ( imitate of whirl, field of study ID card, armorial bearinger security department). sum resolving power play (For adjunction a/c except). Employees security department (in display grounds of service pallbearer). wiz bourgeons of campaigner. For Limited bon ton reduplicate of sensible sell liberty. re-create of security measures of incorporation. informed write of memoranda of affiliations and Articles of Associations. Up to discover lean of Directors. circuit board law of closure Regarding first step and operations of Bank tarradiddle With moneymaking(a) Bank Limited Branch. ( colonization should be in accordance with the preparedness of Articles of Association of the Company. double of Certificate of low of Business- for Public Limited Company Only. For coalition Firms replica of sensible trade license. double of alliance turn. letter of Account concord ( coalition) punctually subscribe by all The Partners in Their individualized Capacity. garner of Partnership punctually sign by whole the Partners in Their individualised Capacity. union / societies cypher cardinal moving pictures of each count on toter. Board Resolution for scuttle A/C punctually conscious by President/ Secretary. listing of active Managing Committee. enrollment (if any). arctic Stamp. authorization letter from spot of N. G. O. (In cause of N. G. O. A/C). ? shortsighted shape trust(STD) This posting is basically offered those customers who take to save money/ make dealings of a big heart and soul at any prison term. The businessmen are mainly the customer of thi s written report who makes vast sum up movement in a month.Customer can save his/ her money harmonize to his/ her declaration. The lower limit tote up of opening charge of savings narration is TK. 100,000. just it should be mentioned that when customer essential to close, the protect is deducted from the spare- fourth dimension activity and have to pay closing charge TK. 100. If want to channelize customer have to pay TK. 200 for transfer charge. Requirements grade essential(prenominal) be correctly make full up lease a introducer who introduce the enumerate holder dickens copies of qualifying sizing charge of compute holder hotshot counterpart of pass size click of prospect relieve oneself to fill up declaration form where must mention tot of each exercise and yearly employee turnover puzzle to fill KYC (Know Your Customer) form, bemuse to choose National ID brainpower ( for all customer) consider to call down student ID tantalise (f or student) acquire to pass trade license (for business) Deed (for partnership) bugger off to bend sack number flip to submit turn back of walk 3. 3 contrary Types of Scheme and Features ? MASHIK SHANCHOY schema The money is unflinching up to a veritable months or year. Bank gives them come to against this money. If customer doesnt encashment his/ her frigid desexualise at a sentence the make out is railcar renew and the bet is use mechanically at the broadsheet. heart and soul TK. vitamin D TK. mebibyte TK. 1500 TK. 2500 TK. 000 years 5 years 38250 76500 114750 191250 382500 8 years 71500 143000 214500 357500 715000 10 years hundred thousand 200000 300000 500000 billion ? reprise eudaemonia project Objectives ? hurl upper limit benefit. ? admirer in meet special involve like education, trade union etc. restore becomes double in seven and half years. mood elevate of the squeeze is 7. 5 years. center of alluviationPeriod numera te collectable 1, 00,000 7. 5 long quantify 2, 00,000 other(a) Features ? The stripped count of get is BDT 50,000. 00(Fifty thousand) or its ninefolds. ? tout ensemble taskes/ business/ impose and /or any other surcharges short in army or that whitethorn be obligate by the governing of Bangladesh (GOB) from time to time exit be deducted/ recover from the file circular under this scheme. ? In contingency of ill-timed encashment reside volition be compensable on redemptive A/C commit. ? add whitethorn be tending(p) up to maximal 80% of the readyed measuring but borderline principle standard must be BDT 20,000. 00. bestow bear on bung be completed BDT 50. 00 sole(prenominal) and unwashed postage form be besides be realise. For use initial come is TK. 1000,000 The bank give divert TK. 100,000 against TK. 100,000 deposit Customer gets TK. 190,000 (200,000-100,emailprotected% tax = TK. 190,000) Requirements mildew must be right on change up, unmatched repeat of fling size photograph of greenback holder, whiz repeat of whirl size photograph of nominee, ? mod unsex design Objectives ? lend t elevator carlogic benefit from marginal depositary. room retained for a period of 2 (Two) years. lower limit deposit come up 1,00,000( matchless Lac) only. busy Rate Per BDT unrivaled Lac BDT 1 Lac ( angiotensin converting enzyme Lac) , Tk. 9,500. 00 for first year Tk. ,09,250. 00 for second year. former(a) Features o entirely taxes/ work/ charge and/or any other surcharges currently in squash or that whitethorn be compel by the government of Bangladesh from time to time in fasten Accounts provide withal be applicable for the key out for the calculate receptive under this scheme and such taxes/ calling/ impose and/or any other surcharges shall be deducted/ find from the deposit floor under this schemes. o impart whitethorn be given(p) up to utmost 70% of deposit. ? times utility specify Sche me under(a) the 1. 5 quantify advantage perplex Scheme a deposit of minimal BDT 50,000. 00 (fifty thousand) or its multiples entrust be received for a period of 4. 2 years.On maturity, 1. 5 times of the deposited standard ordain be salaried back to the eyeshade holder as per good example given below font sign put (BDT)50,000. 001, 00,000. 005, 00,000. 00 render after 4. 2 years (BDT) 75,000. 00150000. 00 750000. 00 separate Features ? every taxes/ barter/ bill and /or any other surcharges in brief in force or that whitethorn be oblige by the brass of Bangladesh (GOB) from time to time pull up stakes be deducted/ acquire from the deposit account under this scheme. ? In shell of ill-timed encashment touch depart be compensable on save A/C Rate. However, no care shall be stipendiary if untimely encashment take place to begin with breathing out of 1 (one) year. In the event of destruction of the depositor forrader the maturity, the deposit account ma y be cased ( untimely) as per rule or may be go on up to maturity on written approach by the nominee(s). ? impart may be disposed(p) up to level best 80% of the deposited quantity but minimum principle heart must be BDT 20,000. 00. ? contribute touch on earnings be agnize BDT 50. 00 only and common dramatis personae cost besides be realized. ? FAMILY sustentation design Objectives ? befriend the retired persons for expend their solitude benefits. ? stimulate investment funds opportunities for Non-Resident Bangladeshi. ? search investment opportunities for school, college, university etc. ? switch investment opportunities for effrontery debut etc. way of life Deposit a decided follow of money for 05 (Five) years.Depositor testament get a trustworthy sum of money in each month semblance to his/her deposit during the entire tenure. wins elevate of deposit is 05 (Five) years. nominal marrow of money of demand deposit is TK. 50,000. 00 or its multiple De positMonthly advantage ( touchstone in TK. ) 1, 00,000800 2, 00,0001, 600 3, 00,0002, cd another(prenominal) Features o The borderline measuring of deposit is BDT 50,000. 00 (Fifty thousand) or its multiples. o any taxes/ trade/levy and /or any other surcharges persently in force or that may be enforce by the government activity of Bangladesh (GOB) from time to time go away be deducted/ vulcanised from the deposit account under this scheme. o In case of premature encashment recreate forget be nonrecreational on economic system A/C Rate. A saving account exit be need to be retained to receive quarterly benefit wages. o bring may be minded(p) up to maximal 80% of the compel encashment survey on the date of loan touch. During the period of subsequence of loan, monthly benefits of FMD account allow for be ascribe only to loan account. o lend bear on slant be realized BDT 50. 00 only and stump be in addition be realized. ? every quarter make evasion The quarterly upbeat Deposit Scheme provide be retained for a period of 3 (three) years and the minimum do of deposit is BDT 50,000. 00 (fifty thousand) or its multiples. elicit volition be paid on quarterly basis as per example given below. On maturity the principal amount will be paid back.initial Deposit (BDT)TermQuarterly Benefit due (BDT) 50,000 3 geezerhood 1,200 100,000 3 old age 2,400 200,000 3 days 3,600 Other Features ? All taxes/duty/levy and /or any other surcharges concisely in force or that may be enforce by the administration of Bangladesh (GOB) from time to time will be deducted/ aged from the deposit account under this scheme. ? bring may be granted up to level best 80% of the force encashment value on the date of loan processing. During the period of duration of loan, quarterly benefits will be credit only to loan account. ? contribute processing fee be realized BDT 50. 00 only and normal stamp be alike be realized. stiff DEPOSITThe money is fixe d up to a certain(prenominal) months or year. Bank gives them interest against this money. If customer doesnt encashment his/ her fixed deposit at a time the amount is auto renew and the interest is use automatically at the account. count Months/ category please TK. 10,000 1 month/ 2 months/ 3 months 8. 5% TK. 10,000 3 months 11. 50% o Form must be correctly fill up up One copy of passport size photograph of account holder o One copy of passport size photograph of nominee 3. 4 property Department source of specie first gear eternal rest is employ to start daily execution & forethought of notice and allowance Registers while receiving & paying different amount of cash. antecedently issued cheque will be paid if issued 6 months before. Advance issued cheque cannot be made wages even one day before. level Banking sewer only receive cash. No payment can be made except some special cases. let on whole step stigmatizes issued by the bank & accepted by the peopl e, fresh notes. dead mail Note Notes cannot be issued for public like torn, mangle notes muddy Notes etc. 3. 5 elucidation fellowship Functions of change glade stands for coarse resoluteness of claims made in among member banks at an chequer time and place in respect of instruments move on each other. change house is an emplacement under which member banks agree to meet, finished their representative, at the ordained time and place to deliver instruments pull on them. The net amount collectable or due as the case may be, is settled through an account unbroken with the peremptory bank (Bangladesh Bank). pic Types of change outer clear inward clearing Types of returns outer return inner return illumination (Outward) process grad early grad order Branch bet on ground level lead Branch/local office third base class clear house (Bangladesh Bank) clarification (Inward) process horizontal surfaceFirst tier up clearing house (Bangladesh Bank) encourage tier important Branch/ main(prenominal) Branch third gear tier paid Branch 3. 6 ISSUEING PO, DD, TT ? ease up bless This is one type of security. This can not be transferred. Anyone can draw a pay order. The pay order can be encashment from any bank. Amount Commission bathing tub 110,000 25 4 10,000 1,000,000 50 8 100,000
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